ChoiceWallet

Recurring payouts, reinvented.

A fully branded and configurable wallet that gives recipients total control over their funds - they choose how and when to spend, save, or move their money.

ChoiceWallet branded digital wallet preview

Give recipients payout choice. Get higher engagement and retention.

ChoiceWallet is for teams that pay the same recipients regularly and are tired of choosing between a limited prepaid card and a bank transfer no one sees. Recipients get one branded wallet that holds every payout and puts money movement in their hands.

One wallet. Many payouts. Branded as you, end to end — and one modern API behind it.

What makes ChoiceWallet different: the wallet itself drives engagement. It's a branded home for earnings statements and offers, where recipients can spend on a Visa prepaid card, claim extra value through gift-card promotions, or move money out their way.

  • Reloadable wallet
  • Full payout history
  • Move to bank
  • PayPal/Venmo
  • Apple / Google Pay
  • Virtual prepaid card
  • Physical prepaid card
  • Gift cards
  • Checks
  • One-time or auto-transfers

Recipient experience

Built for recurring payout programs that demand engagement.

ChoiceWallet earns its keep across the relationship by making every future payout easier than the first.

  • Ease of Use

    Moment 1

    Verify once. Use whenever.

    The first payout sets up the wallet with identity verification; every future payout lands instantly - no additional activation needed.

  • Choice

    Moment 2

    Every payout, in one place.

    A single balance and full history give recipients a record they can see and trust.

  • Control

    Moment 3

    Their money, their way, any time.

    Recipients can spend, transfer, add to wallet, or use available offers whenever they want.

  • Person relaxing on a sofa at home, smiling while using their phone and holding a payment card.
    Engagement

    Moment 4

    A branded experience you own.

    A persistent wallet becomes a place recipients return to between transactions.

Built for

One wallet. Incentives and disbursements both.

Any program that pays the same people regularly is a fit. Use ChoiceWallet on its own or pair it with other solutions.

Recurring rewards

For programs that reward the same people, again and again.

Recurring incentives where recipients earn from you on an ongoing basis.

  • Sales incentives & SPIFFs Recurring rep payouts, commissions, sales contests.
  • Channel & partner incentives Distributor, reseller, and partner rewards.
  • Employee recognition Ongoing rewards, milestones, spot bonuses.
  • Loyalty rewards Engage directly with your top customers.
Recurring payments

For payments that recur to the same people.

Ongoing disbursements where future payments should land without re-onboarding.

  • Gig & contractor pay Recurring payouts to workers and freelancers.
  • Creator & affiliate payouts Ongoing revenue share and referral earnings.
  • Recurring royalties Energy, licensing, and creative.
  • Stipends & allowances Wellness, education, and benefit reimbursements.

Features

Every program is a combination. Yours is configured in minutes.

Define your ChoiceWallet program. Curate and brand your perfect program, and Choice Digital handles the delivery, compliance, tracking, and support end-to-end.

Wallet modelHow value is held
  • Persistent balance
  • Transaction history
  • Payout history
RedemptionHow recipients use funds
  • Virtual prepaid card
  • Physical prepaid card
  • Gift cards
  • PayPal
  • Venmo
  • ACH
  • Check
EngagementWhy recipients return
  • Program branding
  • Offers
  • Updates
ComplianceFull security and regulatory management
  • KYC/CIP
  • OFAC/Fraud Checks
  • PCI DSS
  • SOC II
  • 1099 & W-9
  • Escheatment

Choice Platform

One modern API. Regulated-grade compliance under every payout.

ChoiceWallet runs on the Choice Platform - the identity, fraud, treasury, and audit layer behind every Choice Digital product.

REST API and no-code upload options

  • KYC / AML
  • OFAC screening
  • Audit trail
  • Real-time reconciliation

Give recipients a wallet worth keeping.

Let's Talk

Customer story

Our members get rebates, bill credits, and program rewards all year long. Giving them one branded wallet to keep it all — instead of a fresh check every time — turned a string of transactions into an actual relationship.

Director, Member ProgramsOregon Trail Electric Cooperative (OTEC)
  • 10xMore repeat engagement
  • -60%Lower cost per payout after the first
  • Verify oncethen pay forever

Payouts are a promise.

ChoiceWallet lets recipients control, move, and spend money the way they want — and gives program managers a fully branded experience that lifts program outcomes.

Recipients build a balance across every payout, choose how to redeem, and stay connected to your brand between transactions.

One wallet. Recurring payouts. Branded as you, managed end-to-end.