ACH

Send Funds Straight to Recipient Bank Accounts

ACH is built for scale, speed, and secure delivery to known recipients
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Overview

When your program involves known recipients, larger payments, or recurring disbursements, ACH (Automated Clearing House) is a fast, secure, and cost-effective option.

ACH allows you to deposit funds directly into U.S. bank accounts, minimizing friction, reducing fees, and keeping delivery tightly aligned with your compliance and reporting needs. With Choice Digital, you get all the benefits of ACH, plus the tracking, branding, and operational support that disbursement programs demand.

ACH is ideal for disbursements where speed, reliability, and cost control matter most. With Choice Digital, you can:

  • Send payments directly to verified U.S. bank accounts

  • Use same-day or next-day settlement options

  • Add branded remittance messaging and program details

  • Track payment status in real time

  • Receive alerts on rejections or failed transactions

  • Access export-ready reports for audit and compliance

It’s a scalable option for programs that don’t require recipient choice but still demand recipient satisfaction and operational excellence.

Fast, direct, and built for business, ACH puts funds where they belong.

Choice Digital’s ACH workflows are optimized for high-volume and high-value use cases like:

  • Commercial or contractor disbursements

  • Utility infrastructure and equipment rebates

  • Telecom vendor payments

  • Insurance claims and healthcare reimbursements

  • Financial services, fintech, and investor payouts

All transfers are NACHA-compliant, fully traceable, and supported with real-time reporting, so your finance, compliance, and operations teams stay aligned and audit-ready.

Cost savings vs. mailed checks.

92% Savings

A regional energy provider cut disbursement delivery costs by 92% after moving commercial rebates to ACH, while improving payout speed and visibility.


Conclusion

When your recipients are known and the stakes are high, ACH is the smart, stable choice. With Choice Digital, you gain the infrastructure to automate delivery, minimize risk, and ensure that your program dollars land exactly where they’re supposed to: on time, every time.

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