Moment 1
Verify once. Use whenever.
The first payout sets up the wallet with identity verification; every future payout lands instantly - no additional activation needed.
ChoiceWallet
Recurring payouts, reinvented.
A fully branded and configurable wallet that gives recipients total control over their funds - they choose how and when to spend, save, or move their money.
Give recipients payout choice. Get higher engagement and retention.
ChoiceWallet is for teams that pay the same recipients regularly and are tired of choosing between a limited prepaid card and a bank transfer no one sees. Recipients get one branded wallet that holds every payout and puts money movement in their hands.
One wallet. Many payouts. Branded as you, end to end — and one modern API behind it.
What makes ChoiceWallet different: the wallet itself drives engagement. It's a branded home for earnings statements and offers, where recipients can spend on a Visa prepaid card, claim extra value through gift-card promotions, or move money out their way.
Recipient experience
Built for recurring payout programs that demand engagement.
ChoiceWallet earns its keep across the relationship by making every future payout easier than the first.
Ease of Use 
Choice Moment 2
Every payout, in one place.
A single balance and full history give recipients a record they can see and trust.
Control Moment 3
Their money, their way, any time.
Recipients can spend, transfer, add to wallet, or use available offers whenever they want.
Engagement Moment 4
A branded experience you own.
A persistent wallet becomes a place recipients return to between transactions.
Built for
One wallet. Incentives and disbursements both.
Any program that pays the same people regularly is a fit. Use ChoiceWallet on its own or pair it with other solutions.
Recurring rewards
For programs that reward the same people, again and again.
Recurring incentives where recipients earn from you on an ongoing basis.
- Sales incentives & SPIFFs Recurring rep payouts, commissions, sales contests.
- Channel & partner incentives Distributor, reseller, and partner rewards.
- Employee recognition Ongoing rewards, milestones, spot bonuses.
- Loyalty rewards Engage directly with your top customers.
Recurring payments
For payments that recur to the same people.
Ongoing disbursements where future payments should land without re-onboarding.
- Gig & contractor pay Recurring payouts to workers and freelancers.
- Creator & affiliate payouts Ongoing revenue share and referral earnings.
- Recurring royalties Energy, licensing, and creative.
- Stipends & allowances Wellness, education, and benefit reimbursements.
Features
Every program is a combination. Yours is configured in minutes.
Define your ChoiceWallet program. Curate and brand your perfect program, and Choice Digital handles the delivery, compliance, tracking, and support end-to-end.
- Wallet modelHow value is held
- RedemptionHow recipients use funds
- EngagementWhy recipients return
- ComplianceFull security and regulatory management
Choice Platform
One modern API. Regulated-grade compliance under every payout.
ChoiceWallet runs on the Choice Platform - the identity, fraud, treasury, and audit layer behind every Choice Digital product.
REST API and no-code upload options
- KYC / AML
- OFAC screening
- Audit trail
- Real-time reconciliation
Give recipients a wallet worth keeping.
Let's TalkCustomer story
Choice Digital’s platform enables the next generation of prepaid card experiences for our clients and their recipients. Together, we’ve removed the friction from legacy prepaid experiences - introducing instant access to funds, a simple activation flow, and a more intuitive user experience. The result is higher engagement, improved satisfaction, and a modern standard for how prepaid should perform.
- 10xMore repeat engagement
- -60%Lower cost per payout after the first
- Verify oncethen pay forever
Payouts are a promise.
ChoiceWallet lets recipients control, move, and spend money the way they want — and gives program managers a fully branded experience that lifts program outcomes.
Recipients build a balance across every payout, choose how to redeem, and stay connected to your brand between transactions.
One wallet. Recurring payouts. Branded as you, managed end-to-end.
