Save & Spend™

Let Recipients Build Value and Use It When They’re Ready

Save & Spend powers flexible incentives and behavioral rewards.
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Overview

Sometimes the most effective disbursements aren’t one-and-done. With Save & Spend, you can enable recipients to accrue smaller rewards or incentives over time, then redeem them when it makes the most sense for them.

Perfect for behavior-based programs or repeat interactions, Save & Spend creates a branded wallet experience that builds engagement and loyalty over time.

Give people more control over when, and how they get paid.

Save & Spend allows you to:

  • Let recipients accrue balances from recurring actions

  • Offer a branded, program-specific redemption catalog

  • Set custom redemption rules, minimums, and expiration logic

  • Enable flexible payout timing while reducing costs

  • Increase engagement in programs that drive repeat behavior

It’s an especially strong fit for incentive-based programs, wellness campaigns, and community engagement efforts.

Save & Spend supports repeat interaction while keeping program costs predictable. Instead of sending individual low-value payments, you give users the ability to accrue and redeem at their pace. That means fewer support requests, higher redemption satisfaction, and stronger brand visibility.

Plus, by consolidating small-value payments into larger redemptions, you reduce delivery costs and operational complexity.

3x higher repeat engagement.

3x

A community-based energy initiative saw participant re-engagement triple after switching to a Save & Spend structure.


Conclusion

When your program is built on repeat actions or incremental incentives, Save & Spend keeps recipients engaged—and gives them a reason to come back. It’s smarter than sending out one-off rewards. It’s a branded wallet experience that builds trust and value over time.

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